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Institutional Solution /bank

Bank Portal & Financial Factor

Central origination and underwriting cockpit for financial institutions. Launch digital onboarding for corporates and supply chains in minutes via tokenized invitations, execute credit committee decisions, manage dual-currency aging schedules (USD & CRC), and automate KYC audits.

Explore Scoring

Digital Client & Vendor Onboarding

Banks dispatch tokenized digital invitation links for self-onboarding. Corporates and vendors complete profiles in minutes with automated KYC checks.

Invitations with pre-approved credit lines
Zero-friction registration for borrowers

Credit Committee Decisioning

Decisioning cockpit for incoming transactions. Formally approve by locking funded amounts, discount interest rates %, and maturity terms, or reject with institutional audit notes.

Approval with customized discount rates & terms
Immutable historical decision trail

Multi-Currency Aging Schedule

Live tracking of active factoring portfolio in USD and CRC. Horizontal debtor concentration matrices and overdue aging bands (Current, 31-60d, 61-90d, +90d overdue).

Instant USD / CRC tab switching
Dynamic delinquency alerts

Scoring Rules & SLA Configurator

Customize single-operation limits in USD and CRC, auto-approval thresholds (Fast-Track), strict tax ID requirements, and institutional SLA hourly targets.

Independent multi-currency ceilings
Real-time SLA countdown tracker