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Institutional Solutions · /solutions/finance

Finance & Treasury Institutions

For commercial banks, private debt funds, credit cooperatives, and financial factors. Deploy automated factoring credit origination, deterministic risk underwriting, dual-currency revolving facilities (USD/CRC), and digital credit committee workflows.

Explore Scoring
Average Underwriting Time< 2 Horas

From invoice XML ingestion to formal approval

Deterministic Rule Engine5 Filtros Clave

Zero black box: full auditability for credit risk

Portfolio ManagementUSD & CRC Dual

Aging schedules and debtor exposure limits

Infrastructure Capabilities for Factors and Banks

Digital Client & Supplier Onboarding

Financial factors issue tokenized links for instant self-onboarding. Corporates and vendors complete verified profiles with automated KYC audits in minutes.

Tokenized invitations with pre-approved lines
Zero friction KYC verification for borrowers

Credit Committee Decisioning Cockpit

Pre-underwritten transaction pipeline. Execute 1-click formal approvals locking funded amounts, discount interest rates %, and maturity terms.

1-click institutional decisioning
Auditable committee notes and logs

Dual-Currency Active Portfolio & Aging

Dual-rail aging schedule tracking active exposure, debtor concentration matrices, and overdue maturities in USD and CRC.

Concentration exposure limits by debtor
Dual-currency ledger monitoring in real-time

Immutable Audit & Credit Governance

Certified cryptographic timestamps, verified IP logs, and legal evidentiary dossiers prepared for financial audits and institutional risk committees.

Immutable decision audit logs
Evidentiary dossiers for regulators
End-to-End Operational Workflow

How a credit transaction runs on Deepbank

01 · Ingesta

Multiformat Ingestion

Vendor uploads tax XML and commercial PDF. Instant neural extraction of 22 key data fields.

02 · Underwriting

Deterministic Scoring

Verification against approved limits, debtor concentration caps, delinquency history, and SLA watchdogs.

03 · Cesión

Tripartite Legal Cession

Digital e-signature by vendor, buyer, and factor with immutable IP trails and evidentiary certificates.

04 · Desembolso

Disbursement & Limit

Direct IBAN transfer with bank receipt upload, automated line deduction, and real-time aging update.

Financial Institutions FAQ

Digitize your factoring and confirming operations

Schedule an institutional architecture walkthrough with our credit infrastructure team.