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Industry Solutions · /solutions/retail

Retail & Consumer Goods

For supermarket chains, department stores, wholesale distributors, and FMCG brands. Power enterprise Reverse Factoring (Confirming) programs, optimize days payable outstanding (DPO), and strengthen vendor relationships with zero corporate debt addition.

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DPO Working Capital Gain+30 a +45 Días

Extend payment terms while supporting suppliers

Direct Financial Debt0% Deuda Bancaria

Treated as trade payables, zero leverage addition

Supplier Network Onboarding> 85% En 30 Días

Tokenized 1-click self onboarding flow

Confirming Infrastructure for Retail and FMCG Chains

Enterprise Reverse Factoring (Confirming)

Extend payment terms while giving your key suppliers the option to collect cash early at institutional discount rates.

Strengthen your supplier ecosystem
Optimize working capital and DPO

Massive Supplier Directory & Auto-Invite

Deploy thousands of vendor onboarding links with single-use cryptographic tokens. Complete legal dossier collection effortlessly.

Zero onboarding friction for vendors
Automated legal representation checks

1-Click Payable Endorsement

ERP-friendly bulk invoice validation. Endorse payables with one click and log bank wire confirmation receipts automatically.

Batch electronic invoice reconciliation
Real-time settlement status

Concentration Limits & Enterprise ERP Sync

Automated exposure limits per supplier, early alerts on over-concentration, and batch reconciliation of payment vouchers directly with your ERP.

Exposure limits per vendor
Automated accounting reconciliation
Automated Reverse Factoring Workflow

How enterprise confirming runs on Deepbank

01 · Aprobación

ERP Batch Ingestion

Corporate buyer approves invoice batches and syncs them automatically to Deepbank.

02 · Notificación

Supplier Notification

Supplier receives digital alert with instant option to discount early at institutional rates.

03 · Anticipo

Early Payout

If discounted, the financial factor deposits liquidity directly to supplier IBAN.

04 · Liquidación

Maturity Settlement

At agreed payment term (e.g. day 90), retail buyer pays invoice face value directly to factor.

Retail & Consumer Goods FAQ

Optimize your working capital with confirming

Extend payment terms and protect key suppliers without taking on direct balance sheet leverage.